Retirement Planning
Retirement planning involves preparing your source of income when you retire. You will rely on those assets you have accumulated, and there may be some government benefits but for many Australian's this is becoming quite a challenge. We can build a simple action plan outlining the best steps that you could take.
Superannuation
Super is one of the most powerful, tax-effective ways to invest for your future. A My Plan adviser helps you optimise contributions, leverage tax advantages and stay on track for retirement. Through regular reviews, we adjust your strategy as your life and goals evolve including calculating the contributions needed to reach your targets.
Retirement planning
Retirement planning starts with understanding what your future looks like. Your My Plan adviser reviews your investments, structures, and super strategies to build a sustainable income approach. We help you navigate account-based pensions, annuities, potential Centrelink benefits, tax efficiency, and estate planning so your strategy supports both lifestyle and security.
Tax strategy
Over a lifetime tax can take a substantial share of your earnings. Smart, proactive planning can help you retain more of what you build. Your My Plan adviser reviews your income and assets to identify opportunities, shaping strategies that support your short, medium, and long-term goals.
What is the Retirement Age in Australia?
Retirement timing is your choice as there’s no fixed retirement age in Australia. Super can typically be accessed from age 60 (subject to conditions), while Age Pension eligibility generally starts at 67.
What is a Genuine Redundancy?
A genuine redundancy payment can provide financial breathing room and important planning decisions. These payments may be tax-effective within certain limits. Reviewing your super, strategy, and insurance cover is key to protecting your next steps. A My Plan adviser can help you make confident, informed choices.
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